Can I Get A Loan For Cosmetic Surgery
November 26, 2018
PHOENIX, SCOTTSDALE, PARADISE VALLEY AND NEARBY AREAS OF ARIZONA
Plastic surgery can be a considerable expense, especially if you value your face and body and want to choose a plastic surgeon who is reputable, experienced, and skilled. While cheap plastic surgery certainly does exist, we would never recommend it because the potential for things to go wrong is too high.
Here at Mosharrafa Plastic Surgery, we keep our prices competitive for the Phoenix area, but we know that our costs may still be a significant expense for many of our patients. This is why we offer plastic surgery financing plans with a variety of terms and interest rates.
Cosmetic Surgery Financing Plans
We offer plastic surgery financing plans through CareCredit and Prosper Healthcare Lending. If you are interested in a loan to help you afford your plastic surgery procedure, we will explain the different options we offer during your consultation. We can even help you fill out the paperwork if you want.
CareCredit and Prosper Healthcare Lending both offer zero or low APR plans for qualified patients, as well as a number of different payback schedules. Typically, the faster you can pay back the full amount, the less interest you will pay. We will work with you to find the best plan for your financial needs.
Why Finance Your Cosmetic Surgery Procedure?
Plastic surgery financing is a great option for patients who want to have surgery as soon as possible, without needing to wait to save up the full amount. If you know you can afford to fit monthly payments into your budget, a financing plan helps you afford your surgery sooner rather than later.
A cosmetic surgery loan may be a better option than a credit card if:
- Your credit card has a low limit
- Your credit card has a high APR
- You share your credit card with a spouse or someone else
Plastic surgery financing plans are often a better option than a credit card because of their low introductory APR terms. As long as you pay it back on time, you won’t have to pay much (or any) in interest. Plus, not all credit cards have a high enough limit to cover a complex plastic surgery procedure.
If your credit card has a zero or low APR and a high credit limit, you may want to just use it, especially if you get some kind of points or bonus for using it. You can discuss credit card versus financing plan during your consultation if you wish.
If you have already saved up the money to pay for your plastic surgery procedure in full, we offer discounts for full up-front cash payment. Please feel free to ask us about this during your consultation.
Schedule Your Consultation
If you are considering plastic surgery but are not sure about the best way to pay for it, please call Mosharrafa Plastic Surgery today at 602-513-8133 to schedule your consultation. We will be able to give you a quote on the cost of your surgery after your consultation, and we can answer any questions you have about financing.
We serve patients in Phoenix, Scottsdale, Paradise Valley, and other nearby areas of Arizona.